Fleet financing, freight factoring, and working capital for carriers and owner-operators — $25K to $5M.
A new Class 8 semi-truck costs $150K–$200K. A used truck runs $50K–$100K. Add trailers at $30K–$80K, annual insurance of $10K–$20K per truck, and fuel costs exceeding $70K per truck annually — capital access is the difference between growth and stagnation for carriers of every size.
Bridgepoint connects carriers with freight factoring that converts unpaid invoices to cash within 24 hours at 90–97% advance rates, solving the core problem: fuel, drivers, and maintenance are due immediately while revenue arrives 30–90 days later. Fleet financing with terms up to 7 years covers new and used Class 6–8 vehicles. Owner-operators with one truck and 6 months of history qualify.
We also build business credit profiles that reduce long-term financing costs as your fleet grows — so truck number five costs less to finance than truck number one.
Every additional truck is another $50K–$200K in capital required before that unit generates a dollar of net revenue. Fleet financing up to 7 years spreads costs over the productive life of the asset.
Fuel alone can run $70K+ per truck annually. Add tires, brakes, and DOT compliance costs and operating expenses never stop. Freight factoring keeps cash available to cover these without debt.
Brokers and shippers pay on net-30 to net-90 terms. Freight factoring converts those invoices to cash in 24 hours at 90–97% of face value — eliminating the cash flow gap entirely.
Commercial trucking insurance runs $10K–$20K+ per truck annually. Authority filings, IFTA, and DOT compliance have real costs. Business credit building reduces insurance premiums over time.
Freight factoring with same-day funding at 90–97% advance on verified invoices — no more waiting 30–90 days for broker payment
Truck and trailer financing up to $5M with terms to 7 years for new and used Class 6–8 vehicles and dry van, flatbed, and refrigerated trailers
Fuel card programs integrated with factoring to reduce per-gallon costs and simplify expense tracking across the fleet
Business credit building to reduce long-term insurance and financing costs — owner-operators with 6 months of history qualify to start
Freight factoring with same-day funding at 90–97% advance. Convert broker invoices to working capital within 24 hours.
Learn more →Fleet financing for Class 6–8 trucks and trailers up to $5M with terms to 7 years. New and used vehicles both qualify.
Learn more →Revolving credit for fuel, maintenance, and operating expenses. Draw when needed, repay as invoices are collected.
Learn more →Term loans for owner-operators and small carriers who need capital for repairs, compliance, or additional drivers.
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