Small Business Loans

Small Business Loans

Straightforward business loans for working capital, expansion, inventory, and everything in between.

$5K–$500K
Loan Amount
From 7%
Interest Rate
1–5 Years
Term
1–7 Days
Funding Speed
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What is a Small Business Loan?

Small business loans provide lump-sum capital with fixed repayment schedules. Use funds for any legitimate business purpose — working capital, hiring, marketing, inventory, equipment, or expansion. With a wide range of lenders in our network, we match you with the right product based on your business profile, time in business, and revenue.

Unlike SBA loans, conventional small business loans move faster with less documentation. They're ideal for established businesses that need capital quickly without the longer approval timelines of government-backed programs.

Key Benefits

  • Flexible use of funds for any business purpose
  • Fixed predictable monthly payments
  • Builds your business credit history
  • Fast approval and funding — as little as 1 day

Requirements

Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.

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Minimum 6 months in business
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Annual revenue $100K+
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Credit score 580+
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Business bank statements (3+ months)
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Basic business documentation

How to Apply

1

Quick Application

Fill out our brief intake form with your business details and funding needs. Takes under 5 minutes.

2

Discovery Call

An advisor reviews your profile and identifies the right loan product and lender for your situation.

3

Get Matched

We submit your application to the best-fit lenders in our network and manage the process for you.

4

Get Funded

Approval in as little as same day. Funds deposited directly to your business bank account.

Frequently Asked Questions

We offer access to term loans, lines of credit, merchant cash advances, invoice financing, equipment financing, SBA loans, and more. Your advisor will recommend the best option based on your needs, credit profile, and timeline.
Yes, there are options for businesses with credit scores as low as 550. While rates may be higher, alternative lenders focus more on your business revenue and performance than your personal credit score.
Small business loans range from $10K to $500K or more, depending on your business financials, credit profile, and the type of loan. Revenue-based options can go even higher for established businesses.
Basic requirements typically include 3-6 months of bank statements, business tax returns (if available), a government-issued ID, and proof of business ownership. Some fast-funding options require even less documentation.