Revenue-based financing for law firms, agencies, consultancies, and IT companies — $10K to $2M without hard collateral.
Professional service firms are built on people and expertise — not physical assets — which creates unique challenges with traditional lenders who prefer tangible collateral. A consulting firm may need $200K to hire three new consultants but has no equipment to pledge. A law firm may need $500K for an office buildout but can't wait 90 days for bank approval.
Bridgepoint works with lenders who evaluate firms on monthly recurring revenue, client contracts, accounts receivable, and cash flow. Lines of credit $10K–$500K fund payroll, marketing, and technology. SBA loans up to $2M fund office buildouts, practice acquisitions, and platform investments.
AR financing converts outstanding client invoices to working capital within 24–48 hours — critical for IT staffing, agencies, and consultancies with net-30 to net-60 enterprise payment terms. We also build business credit so professional services firms access traditional financing at lower rates as the practice grows.
CRM platforms, project management tools, security infrastructure, and specialized software cost $50K–$200K+ for growing firms. Lines of credit smooth technology investment without depleting cash.
A professional office buildout costs $50K–$300K in tenant improvements, furniture, and AV. SBA loans and term loans provide long-term capital at rates that make sense for this type of investment.
Hiring a senior consultant, attorney, or engineer costs $20K–$50K in recruiting before they bill their first hour. Lines of credit fund headcount growth ahead of the revenue it generates.
Conference sponsorships, digital campaigns, and business development teams cost money long before they generate signed contracts. Working capital covers these investments while the pipeline builds.
Lenders who evaluate on recurring revenue, client contracts, and cash flow — not just hard assets — so service firms can actually qualify
Lines of credit up to $500K for hiring, technology, marketing, and business development that generate returns over months, not days
AR financing converts unpaid invoices to cash within 24–48 hours — critical for IT staffing and agencies with net-30 to net-60 enterprise clients
Business credit building to open traditional financing channels at lower rates as the firm matures and takes on larger client engagements
Revolving credit up to $500K for payroll, technology, marketing, and hiring. Draw when needed, repay as client payments arrive.
Learn more →Convert outstanding client invoices to working capital within 24–48 hours. Stop waiting on net-30 to net-60 enterprise payment terms.
Learn more →Long-term financing up to $2M for office buildouts, practice acquisitions, and platform investments at government-backed rates.
Learn more →Straightforward term loans for professional service firms that need capital without navigating complex collateral structures.
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