Bridge loans, DSCR financing, and commercial mortgages for investors and developers — $100K to $10M, closing in as few as 10 days.
Real estate moves fast — traditional bank financing takes 45–90 days and loses deals. Bridge loans from private lenders close in 10–14 business days, giving investors the speed advantage in competitive markets. Bridgepoint connects real estate professionals with bridge loans ($100K–$5M, 12–24 month terms) for acquisitions and fix-and-flip projects.
DSCR loans qualify investors on the property's rental income rather than personal income — ideal for portfolio investors with multiple properties who no longer qualify under conventional debt-to-income requirements. For commercial properties (office, retail, industrial, multifamily 5+ units), commercial mortgages and SBA 504 loans with as little as 10% down are available.
We also build the business credit profiles that improve long-term financing rates for active investors — because your 10th deal should cost less to finance than your first.
Competitive markets don't wait for conventional bank timelines. Bridge loans close in 10–14 days, letting investors commit to acquisitions before competitors with bank financing can respond.
Office, retail, industrial, and multifamily (5+ units) properties require commercial mortgages. Owner-occupied commercial properties can use SBA 504 loans with as little as 10% down.
Fix-and-flip renovations run $30K–$200K+ per project. Bridge loans and construction loans cover acquisition plus renovation in one facility, simplifying the capital stack.
Portfolio investors with 5–10+ properties often exceed conventional debt limits. DSCR loans qualify on rental income, and portfolio refinancing can pull equity for the next acquisition.
Bridge loans closing in 10–14 days, up to 90% LTV on purchase price — the speed advantage that wins deals in competitive markets
DSCR loans qualifying on rental income — not personal income — so portfolio investors can keep adding properties without personal DTI constraints
SBA 504 loans with 10% down for owner-occupied commercial properties — the most capital-efficient way to own your own building
Business credit building to reduce long-term financing costs across the portfolio — lower rates as you scale from 2 to 20 properties
Close acquisitions in 10–14 days. Up to 90% LTV on purchase price with 12–24 month terms for fix-and-flip and value-add deals.
Learn more →Permanent financing for office, retail, industrial, and multifamily 5+ unit properties. DSCR qualification available for portfolio investors.
Learn more →Leverage existing equity in your portfolio to access working capital for the next acquisition without liquidating performing assets.
Learn more →Own your commercial real estate with 10% down. Long-term fixed-rate financing for owner-occupied commercial properties up to $5M.
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